CONSTRUCTION AND BANKING CRISIS - THE CASE OF SLOVENIA

Svetovno finančno in gospodarsko krizo sta povzročila hitra in nenadzorovana rast finančnega sektorja in novih finančnih produktov ter ustvarjanje povpraševanja s krediti, zaradi česa se je napihoval nepremičninski balon, ki je na koncu počil. Posledice izbruha krize so se pokazale v obliki zniževanja gospodarske aktivnosti, krčenja investicijskega trošenja, zmanjševanja potrošnje gospodinjstev ter države in nezaupanja na mednarodnih finančnih trgih. Podobno kot druge države je kriza prizadela tudi Slovenijo. Naš namen v nalogi je bil zato raziskati, kako je kriza prizadela Slovenijo, kako je vplivala na krčenje gradbene dejavnosti, kakšen vpliv je imelo krčenje gradbenega sektorja na dogajanja na nepremičninskem trgu v Sloveniji in kakšen je bil vpliv krčenja gradbenega sektorja in težav v tem sektorju na uspešnost oziroma neuspešnost poslovanja bank.Global financial and economic crisis caused by the rapid and uncontrolled growth of the financial sector and new financial products and creating demand with credit, what inflated the housing bubble that eventually burst. Consequences of an outbreak of the crisis have emerged in the form of reduction economic activity, the contraction of investment spending, reduction in household spending and state and distrust in international financial markets. Like the other countries affected by the crisis is also affected Slovenia. Our purpose in this paper was therefore to investigate how the crisis has affected Slovenia, how it affected the contraction of construction sector, which impact has the contraction of the construction sector on developments in the real estate market in Slovenia and what was the impact of the contraction in the construction sector and the problems in this sector on the success or failure of banking business