SLOVENIAN AND EUROPEAN INSURANCE MARKET

Področje finančnega sektorja v zadnjih letih doživlja spremembe. Ponekod hitreje ponekod počasneje. Finančni sektor zaznamujejo nove združitve in povezovanja med finančnimi institucijami. Gre za povezave med zavarovalnicami, tako tujimi kot slovenskimi. Zelo pomembne so tudi povezave med zavarovalnicami in bankami. Ta oblika prinaša veliko prednosti na evropskem in slovenskem trgu. Gre za boljšo izrabo bančnega poslovanja, informacijskih povezav in podatkov komitentov, sprememb na področju varčevalnih in zavarovalnih navad komitentov, sprememb na področju sistemske urejenosti mednarodnega zavarovalnega in finančnega trga ter boljše informiranje o ponudbi komitentov. Tuja konkurenca počasi a vztrajno prodira na slovenski trg. Zato mora slovenski trg spremljati dogajanja na tujih trgih in se s tem istočasno razvijati in izobraževati. Gre tako za razvoj nove ali pa izboljšane ponudbe zavarovalnih storitev na slovenskem trgu. Glavne naloge slovenskega zavarovalnega trga za vključitev v mednarodno okolje so preoblikovanje družb v državni lasti, dodatno statistično poročanje in krepitev izobraževanja kupcev. S tem lahko dosežemo boljše možnosti za doseganje poslovnega uspeha na konkurenčnem trgu.The scope of the financial sector is undergoing changes recent years. Sometimes faster sometimes slower. The finacial sector is characterized by new mergers and alliances between financial institutions. This is link between insurens, both foreign and Slowenian. Very important are also the links between insurens and banks. This format brings many advantages in European and Slowenian market. This is better use of banking, information links and data customers, changes in savings and insurance habits of customers, changes in systemic regulation of international insurance and financial market and offers better information about customers. Foreign competition ist slowly but steadily penetrating into the Slowenian market. Therefore, the Slowenian market monitors developments in foreign markets and thereby to develop and educate at the same time. It also to develop new or improve the supply of insurance services in Slowenian market. The main tasks of Slowenian insurance market for inclusion in the international environment as transforamtion of state owned companies, further strengthening of statistical reporting and customer education. This option can be done to achieve business sucess in a competive market