IMPACT OF THE FINANCIAL CRISIS ON SLOVENIAN BANKS

V diplomskem seminarju smo predstavili vzroke nastanka finančne krize in njen vpliv na slovenski bančni sistem. Ob upoštevanju poslovnih izidov smo natančneje opisali vpliv finančne krize na tri izbrane bančne skupine. V Sloveniji se je finančna kriza pojavila z zamikom, kljub temu pa je imela močan vpliv na slovenske banke in celoten slovenski bančni sektor. Posledica finančne krize pri bankah je močno povečanje obsega oslabitev in rezervacij. Ključno težavo slovenskih bank predstavljajo namreč slabo zavarovani krediti. S samo finančno krizo pa se je poslabšala likvidnost večine slovenskih bank.The study is about the causes of the financial crisis and its impact on the Slovenian banking system. Using the operating results we described more accurately the impact of the financial crisis on three selected banking groups. The financial crisis occurred in Slovenia with a lag, however the impact of the financial crisis on Slovenian banks and the entire Slovenian banking sector was very strong. A significant negative effect of the financial crisis was that the banks needed to increase the amount of provisions and impairments. The key problems of Slovenian banks are poorly secured loans. The financial crisis led to deterioration in liquidity in the majority of Slovenian banks