SECURITY OF CREDIT-CARD POS OPERATIONS

Nenehne spremembe, hiter razvoj na vseh področjih je dokaz, da živimo v času, ko se je potrebno prilagajati in sprejemati spremembe. Tudi na bančnem področju je razvoj hiter. Včasih je bila gotovina način plačevanja storitev, ki so ga pogosteje uporabljali. Sedaj je gotovino nasledil »plastični denar«, negotovinski način plačevanja blaga in storitev. »Plastični denar« imenujemo plačilne kartice, ki so postale nepogrešljive za vsakega sodobnega potrošnika. Tudi za varnost pri kartičnem poslovanju je potrebno poskrbeti. Uporabnike je potrebno ozaveščati o varni uporabi kartic. Čeprav je za varnost ustrezno poskrbljeno, lahko pride do zlorab. Napadalci, ki nenehno prežijo na uporabnike plačilnih kartic znajo izkoristiti vsako nepazljivost človeka, ki ga lahko stane celo premoženje. Bodisi preko bančnih avtomatov, POS terminalov ali spleta. Banke so tiste, ki naj bi skrbele za ustrezno varovanje opreme, ozaveščanje in izobraževanje osebja in trgovcev. Za boljšo varnost sta pomembna PCI DSS standard in EMV standard.Constant changes and rapid development in all fields are proof that we live in a time when it is necessary to adapt and accept change. Even the banking sector is developing fast. Making cash payments used to be a frequently used method of payment. Cash payments have, however, been succeeded by "plastic money", which is a non-cash method of payment for goods and services. "Plastic money" is a term used for debit cards, which have become indispensable to every modern consumer. Security of card operations must be provided as well. Users must be educated about the safe usage of cards. And even though security is provided and taken care of, there may still be cases of abuse. Attackers who constantly prey on debit card users are well prepared to take advantage of any sort carelessness, which can cost a fortune. Assets are usually stolen through ATMs, POS terminals or online. Banks are the ones who have to take care of adequate protection equipment, awareness and education of staff and traders. The PCI DSS standard and EMV standard are crucial for better