ELECTRONIC BANKING: COMPARISON OF BANK@NET AND SKB NET

Namen izdelave diplomske naloge je bil podrobneje raziskati elektronsko bančništvo, možnost opravljanja storitev, ki nam jih nudi, varnost opravljanja storitev, zahtevnost opravljanja storitev ter doseženo stopnjo razvoja. Za razumevanje tega je potrebno najprej opredeliti elektronsko bančništvo v splošnem, podrobneje spoznati zgodovino razvoja elektronskega bančništva ter tudi delovanje in storitve, ki nam jih nudi. Prav tako smo analizirali elektronsko bančništvo v Sloveniji. To smo naredili v treh korakih. V prvem smo pregledali razvoj elektronskega bančništva v Sloveniji, v drugem smo predstavili ponudbo Slovenskih bank in v tretjem koraku pregledali sedanje in bodoče razvojne probleme pri uvajanju elektronskega bančništva. Osrednji poglavji pa sta bili četrto in peto poglavje, kjer smo analizirali Bank@Net in SKB NET. V obeh poglavjih smo najprej predstavili obe banki, nato smo predstavili elektronsko poslovanje obeh bank, oba sistema elektronskega poslovanja tako za fizične kot tudi pravne osebe ter v zadnjem delu varnost uporabe obeh sistemov elektronskega bančništva. Na koncu je še sledil sklep, kjer smo preverili vnaprej postavljene teze.Main purpose of this work is to analyze electronic banking, the features it offers, security of electronic banking and how developed it is. In order to do so we must first define electronic banking, analyze the history of development and how it works and services it offers. We also analyzed electronic banking in Slovenia. We did that in three steps. In the first step we revived the development of electronic banking in Slovenia, in the second step we analyzed what Slovenian banks offer and in the last step we saw what problems with the introduction of electronic banking banks in Slovenia have in the present and in the future. The main chapters were fourth and fifth, where we analyzed Bank@Net and SKB NET. In both those chapters we introduced both banks, electronic business of both banks, electronic banking for population and for businesses and how safe is it to use electronic banking. At the end there was a conclusion, where we tested all of the hypotheses