Add to ORKGWe develop a model in which firms hire heterogeneous workers but must offer all workers insurance benefits under similar terms. In equilibrium, some firms offer free health insurance, some require an employee premium payment and some do not offer insurance. Making the employee contribution pre-tax lowers the cost to workers of a given employee premium and encourages more firms to charge. This increases the offer rate, lowers the take-up rate, increases (decreases) coverage among high (low) demand groups, with an indeterminate overall effect. We test the model using the expansion of section 125 plans between 1987 and 1996. The results are generally supportive.
In this paper we attempt to understand the workings of the US health care sys-tem. This system is la...
[[abstract]]Healthcare reform in the USA requires all Americans to buy health insurance and business...
[Excerpt] To attract and maintain a skilled workforce, many businesses provide health insurance and ...
Because current tax laws exclude employer-paid health insurance premiums from employees’ taxable wag...
Variation in income tax policies and health insurance costs are shown to be theoretically appropriat...
Pauly considers some recent contrasting views on the distributional effects of the tax subsidy withi...
Health insurance for the working population of the United States is largely provided through employe...
This article introduces an empirical strategy to the compensating differentials literature that i) a...
Variation in income tax policies and health insurance costs are shown to be theoretically appropriat...
This paper examines how compensation packages change when health insurance premiums rise. We use dat...
As purchasers of the majority of private health insurance in the U.S., employers play an important r...
www.elon.edu/econ Employer-financed health insurance systems, like that used in the United States, d...
While discussion about health care encompasses a wide array of issues-inadequate access, the growing...
The United States has the distinction of being the only industrialized nation without universal heal...
Most working-age Americans obtain health insurance through the workplace. U.S. law requires employer...
In this paper we attempt to understand the workings of the US health care sys-tem. This system is la...
[[abstract]]Healthcare reform in the USA requires all Americans to buy health insurance and business...
[Excerpt] To attract and maintain a skilled workforce, many businesses provide health insurance and ...
Because current tax laws exclude employer-paid health insurance premiums from employees’ taxable wag...
Variation in income tax policies and health insurance costs are shown to be theoretically appropriat...
Pauly considers some recent contrasting views on the distributional effects of the tax subsidy withi...
Health insurance for the working population of the United States is largely provided through employe...
This article introduces an empirical strategy to the compensating differentials literature that i) a...
Variation in income tax policies and health insurance costs are shown to be theoretically appropriat...
This paper examines how compensation packages change when health insurance premiums rise. We use dat...
As purchasers of the majority of private health insurance in the U.S., employers play an important r...
www.elon.edu/econ Employer-financed health insurance systems, like that used in the United States, d...
While discussion about health care encompasses a wide array of issues-inadequate access, the growing...
The United States has the distinction of being the only industrialized nation without universal heal...
Most working-age Americans obtain health insurance through the workplace. U.S. law requires employer...
In this paper we attempt to understand the workings of the US health care sys-tem. This system is la...
[[abstract]]Healthcare reform in the USA requires all Americans to buy health insurance and business...
[Excerpt] To attract and maintain a skilled workforce, many businesses provide health insurance and ...