Profit sharing ratios in mudaraba contract revisited

The paper discusses three interconnected issues: Is the profit sharing between the Islamic banks and the depositors fair, can the profit sharing ratio between the banks and the borrowers on the one hand and between the banks and depositors on the other be identical in a two-tier mudaraba arrangement, and can the Central Bank of a country use the sharing of profit ratio as a tool for credit control in the economy?Mudarabah, Islamic banks; profit sharing ratio; credit control