PERLINDUNGAN HUKUM DALAM PROSES PINJAM MEMINJAM UANG BERBASIS TEKNOLOGI INFORMASI/FINTECH LENDING

The purpose of this research is to determine and analyze legal protection for debtors in the information technology-based lending and borrowing process, better known as fintech lending and Decision Number 525/Pid. Sus/2020/PN/JktUtr. Efforts and preventive actions to avoid problems with borrowing and borrowing money based on fintech lending. As well as the basis for consideration of the South Jakarta District Court judge's decision number 525/Pid. Sus/2020/PN Jkt Utr. In this research, the normative juridical method is used, namely research that uses secondary data obtained through literature study by examining literature, articles, coverage, papers, as well as statutory regulations relating to the research object. Next, the secondary data is analyzed qualitatively and presented in descriptive form. The research results showed that consumer legal protection for Fintech-based loans has not been running well. Preventive measures have been carried out in collaboration between the Ministry of Trade.   Keywords: Protection, Lending and Borrowing, Fintech