ALTERNATIVE SOURCES OF FINANCING FOR SMALL AND MEDIUM BUSINESS IN REPUBLIC CROATIA

Poduzetnici i poduzetništvo postoji od kad postoji svijeta. Još u praprapovijesnim vremenima se trgovalo raznoraznim sadržajima i na tome počiva poduzetništvo kakvo ga mi znamo danas. Danas je poduzetništvo u užem smislu riječi proces u kojem se ideje pretvaraju u djelo uz korištenje mnogih sporednih alata. Može se reći i da su to aktivnosti za koje je potrebno hrabrosti te preuzimanje rizika za budući ishod događaja. Može se reći i da je potrebna dobra ideja, inovacija te imati kreativnosti ali uz to i tvrdoglavosti. Velike su šanse za uspjeh kod ljudi koji imaju upornost i tvrdoglavost u sebi. Međutim, poduzetnik može imati sve od navedenoga no ako nema resurse, teško će ideju provesti u djelo. Postoje klasični izvori financiranja kojima se ljudi koriste kao što su bankarski krediti, no što kada se ne želi odgovarati vlastitom imovinom? Tu dolazi do potrebe za alternativnim izvorima financiranja. U ovome radu baviti će se problematikom alternativnih izvora financiranja malih i srednjih poduzeća u Republici Hrvatskoj.Entrepreneurs and entrepreneurship have existed since the beginning of the world. Even in prehistoric times, various contents were traded, and entrepreneurship as we know it today rests on this. Today, entrepreneurship in the narrow sense of the word is a process in which ideas are turned into action with the use of many secondary tools. It can also be said that these are activities that require courage and taking risks for the future outcome of the event. It can also be said that you need a good idea, innovation and creativity, but also stubbornness. The chances of success are high for people who have persistence and stubbornness in them. However, an entrepreneur can have all of the above, but if he does not have the resources, it will be difficult to implement the idea. There are classic sources of financing that people use, such as bank loans, but what if you don't want to use your own assets? This is where the need for alternative sources of financing comes into play. This thesis will deal with the problem of alternative sources of financing for small and medium-sized enterprises in the Republic of Croatia