Juridical Review of Dissemination of Personal Data by Online Loan Companies

The purpose of this research is uto study and analyze Legal Protection Against Dissemination of Personal Data Carried Out by Online Loan Companies and To review and analyze Legal Responsibility for Dissemination of Personal Data Carried Out by Online Loan Companies. This study uses a sociological juridical approach. The results of this study indicate thatLegal protection of personal data has been regulated in Article 26 of the ITE Law. In particular, the protection of borrowers' personal data in online loan services is regulated in POJK No. 77/POJK.01/2016 concerning Information Technology-Based Borrowing and Borrowing Services, which is emphasized in Article 26 that the operator is obligated and responsible for maintaining the confidentiality, integrity and availability of users' personal data and in its utilization must obtain approval from the owner of personal data unless otherwise specified by statutory provisions.AndSanctions for violations of personal data which include defamation, are regulated in Article 45 of the ITE Law in the form of criminal sanctions. In addition to criminal sanctions, this is specifically regulated in Article 47 paragraph (1) POJK No. 77/POJK.01/2016 namely administrative sanctions, in the form of written warnings, fines, restrictions on business activities, and revocation of permits