Analysis Of Income And Financial Feasibility Of Capture Fisheries Business In Cilacap Regency (Case Study: Debtor Of Ultra Micro Financing Of Fisheries Sector Kud Mino Saroyo)

Capture fisheries business is a business with high uncertainty because it is strongly influenced by natural factors, namely weather, season, and geographical conditions of the fishing area. Ultra micro credit in the fisheries sector really helps fishermen and coastal communities to access capital but there are still many debtors who experience problems in paying their obligations. Objective: To analyze the income, efficiency and financial feasibility of business capture fisheries run by debtors of ultra-micro financing in the fisheries sector in Cilacap Regency. Data analysis technique: descriptive analysis quantitative analysis of income, efficiency with R/C Ratio, and business financial feasibility with indicators of Net Present Value, Internal Rate of Return, Benefit/Net Cost Ratio, Dynamic Payback Period, and Return on Investment. Results: (1) The average income of capture fisheries for each group ranging from IDR 28,776,100 to IDR 30,800,019 per year. (2) All capture fisheries businesses that are debtors for ultra-micro financing for the fisheries sector in Cilacap Regency are efficient businesses. (3) Capture fisheries business in Cilacap Regency is financially feasible based on the indicators of NPV, IRR, Net B/C, DPP and ROI. Keywords: Capture Fisheries; Income; Efficiency; Business Financial Feasibility; R/C Ratio; NPV; IRR; Net B/C; Dynamic Payback Period; ROI.