Comprehensive assessment of the level of financial stability of the banking system

The subject of the study is a comprehensive assessment of the level of financial stability of the banking system. The purpose of the paper: to explore methodological approaches to determining the aggregate indicators of financial stability of the banking system. Research methods. The dialectical method of scientific cognition, the method of analysis and synthesis, the comparative method, the method of generalization of data are used in the work. Results of work. The main group of indicators of financial stability of the banking system is defined in the paper. Three models of assigning a rating to banks based on the results of remote monitoring are outlined. The basic elements of a technique of construction of the dynamic standard are considered. Conclusions. The results of the conducted study were the following conclusions. For a generalized comprehensive assessment of the financial stability of the banking system, it is necessary to determine an integrated indicator of the financial stability of the banking system. Indicators for the calculation are selected: reliability ratio, financial leverage ratio, equity participation ratio in the formation of assets, equity protection ratio, security ratio of income assets, capital multiplier ratio, capital concentration ratio, ratio of capital ratio to deposit ratio liabilities, level of time deposits, solvency ratio, credit activity ratio. This model of assessing the financial stability of the banking system should be used in the analysis of both the banking system and individual banking institutions