Performance Of State Owned Bank Of Pakistan In The Perspective Of Global Financial Crisis

This study aims at investigating the performance of one and only state owned commercial bank ie National Bank of Pakistan during recent financial crisis.The key performance indicators for this purpose were liquidity, profitability and stability. This study covers a period of five years from 2008-2012 and the Year 2007 was taken as base year on the basis of that the impact and performance was gauged by using financial ratios as measuring tool .The financial ratios meant for Profitability, liquidity and capital structure were calculated. Also impact on performance of loans was evaluated to relate it with globalization. Primary data was also collected through survey by using a closed ended questionnaire. The main findings (I) there seems significant impact on liquidity and profitability of banking system. (II) Non Performing Loans were accumulated significantly after multi year better performance of healthy loans. (III) It was also revealed that the cost of deposits were increased which has adversely affected the profitability of well established five big banks of the country