A Study on Non-Performing Assets (NPA) of Public and Private Sector Banks in Indian

The Indian banking system has undertaken significant transformation succeeding financial sector reforms. It is accepting international best practices with a idea to strengthen the banking sector. Some sensible and provisioning norms have been introduced, and these are forcing banks to recover efficiency and trim down NPAs to advance the financial wellbeing in the banking system. In the circumstantial of these developments, this study endeavors to inspect the state of issue of the Non- performing Assets (NPAs) of the public sector banks and private sector banks in India with special reference to weaker sections. The study is formed on the secondary data retrieved from Report on Trend and Progress of Banking in India. The scope of the learning is inadequate to the inquiry of NPAs of the public sector banks and private sector banks NPAs relating to only weaker sections for the period seven (7) years i.e. since 2004-2010. It inspects trend of NPAs in weaker sections in both public sector and private sector banks .The records has been inspected by statistical tools such as Percentages and Compound Annual Growth Rate (CAGR). The learning detected that the public sector banks have reached a greater saturation linked to the private sector banks vis-à-vis the weaker section