PENGARUH FINANCIAL ATTITUDE, FINANCIAL LITERACY DAN LOCUS OF CONTROL TERHADAP FINANCIAL MANAGEMENT BEHAVIOR PADA MAHASISWA PROGRAM STUDI S1 PENDIDIKAN EKONOMI UNIVERSITAS NEGERI JAKARTA ANGKATAN 2020

Penelitian ini bertujuan untuk mengetahui apakah terdapat pengaruh antara financial attitude, financial literacy dan locus of control terhadap financial management behavior pada mahasiswa program studi S1 Pendidikan Ekonomi Universitas Negeri Jakarta dengan menggunakan metode survey. Populasi dalam penelitian ini adalah 128 mahasiswa Pendidikan Ekonomi Universitas Negeri Jakarta. Teknik pengambilan sampel menggunakan proporsional random sampling sehingga sampel berjumlah 100 mahasiswa. Teknik analisis data yang digunakan yaitu analisis regresi berganda. Berdasarkan hasil penelitian bahwa secara parsial menunjukkan terdapat pengaruh yang positif dan signifikan antara financial attitude dengan financial management behavior, variabel financial literacy memiliki pengaruh yang positif dan signifikan terhadap financial management behavior, variabel locus of control berpengaruh positif dan signifikan terhadap financial management behavior. Sedangkan secara simultan menunjukkan bahwa financial attitude, financial literacy dan locus of control berpengaruh terhadap financial management behavior. Besarnya pengaruh variabel financial attitude, financial literacy dan locus of control terhadap financial management behavior adalah sebesar 33%, sedangkan sisanya sebesar 67% dapat dideskripsikan oleh variabel lain yang tidak diteliti oleh peneliti. Kata Kunci : Financial Attitude, Financial Literacy, Locus Of Control, Financial Management Behavior. *** This study aims to determine whether there is an influence between financial attitude, financial literacy and locus of control on financial management behavior in students of the Bachelor of Economics Study Program, Jakarta State University, using a survey method. The population in this study were 128 students of Economic Education at Jakarta State University. The sampling technique uses proportional random sampling so that the sample is 100 students. The data analysis technique used is multiple regression analysis. Based on the results of the research that partially shows that there is a positive and significant influence between financial attitude and financial management behavior, the financial literacy variable has a positive and significant influence on financial management behavior, the locus of control variable has a positive and significant effect on financial management behavior. While simultaneously showing that financial attitude, financial literacy and locus of control influence financial management behavior. The magnitude of the influence of financial attitude, financial literacy and locus of control variables on financial management behavior is 33%, while the remaining 67% can be described by other variables not examined by researchers. Keywords: Financial Attitude, Financial Literacy, Locus of Control, Financial Management Behavior