Literasi Pemanfaatan E-Wallet Di Kalangan Mahasiswa Perspektif Bisnis Islam

The purpose of this study is to explain knowledge related to the use of e-wallets according to an Islamic business perspective on students in the Sub-Urban area of Surabaya. Based on the approach, this study uses a qualitative approach. In this study, researchers used data collection techniques by interviewing informants by snowball sampling. Interviews with informants were conducted using online media such as whatsapp, zoom meeting/google meet, telephone. The analysis carried out produced a preposition regarding the benefits of e-wallets among students from an Islamic business perspective. Meanwhile, to increase this understanding, the analysis needs to be continued with efforts to find meaning. The results of this study indicate that literacy in the use of E-Wallet among students. In this factor, there is a description of fintech, how did the informants get to know e-wallet, what e-wallet applications they use, then how well do they understand exposing e-wallet themselves and in the end how they implement it with transactions, what obstacles they find and even what new findings they find. Literacy on the use of e-wallets from an Islamic business perspective, on average, universities are in accordance with the concepts of maslahah, falah, and sincerity