A Mortgage Electronic Registry System ( MERS ) keeps electronic records on half of the home mortgages in the United States. The author analyzes the destructive effect that the MERS system will have on 400 years of recorded property rights in the United States, explains how junior and senior property rights are determined in the face of a boundary dispute, and discusses the robo-signer scandal. The article explains how the lost chain of title affects homeowners with or without mortgages in the MERS system, including the ramifications on the ground for determining property boundaries and proof of ownership in order to obtain title insurance and financing
The US is now in its forth year of a mortgage crisis in which over 3 million families have lost thei...
As the ancient legal apparatus providing for the transfer of land creaks into the final quarter of t...
The purpose of this article is to describe how such a revolutionary change in the recording system c...
A Mortgage Electronic Registry System ( MERS ) keeps electronic records on half of the home mortgage...
In the mid-1990s, mortgage bankers created Mortgage Electronic Registration Systems, Inc. (MERS) to ...
In the mid-1990s, mortgage bankers created Mortgage Electronic Registration Systems, Inc. (MERS) to ...
In this Article, Professor Whitman analyzes the existing legal regime for transfers of notes and mor...
Despite the simple premise of the MERS System, opponents--or those simply trying to invalidate or fo...
Despite the simple premise of the MERS System, opponents--or those simply trying to invalidate or fo...
Recording systems for property play a pivotal, market-facilitating role for the players engaged in a...
(Excerpt) In 1993, the mortgage industry created the electronic database Mortgage Electronic Registr...
Despite the simple premise of the MERS System, opponents--or those simply trying to invalidate or fo...
In this article, I survey the state of the mortgage loan transfer system, the legal rules that gover...
In this article, I survey the state of the mortgage loan transfer system, the legal rules that gover...
The US is now in its forth year of a mortgage crisis in which over 3 million families have lost thei...
The US is now in its forth year of a mortgage crisis in which over 3 million families have lost thei...
As the ancient legal apparatus providing for the transfer of land creaks into the final quarter of t...
The purpose of this article is to describe how such a revolutionary change in the recording system c...
A Mortgage Electronic Registry System ( MERS ) keeps electronic records on half of the home mortgage...
In the mid-1990s, mortgage bankers created Mortgage Electronic Registration Systems, Inc. (MERS) to ...
In the mid-1990s, mortgage bankers created Mortgage Electronic Registration Systems, Inc. (MERS) to ...
In this Article, Professor Whitman analyzes the existing legal regime for transfers of notes and mor...
Despite the simple premise of the MERS System, opponents--or those simply trying to invalidate or fo...
Despite the simple premise of the MERS System, opponents--or those simply trying to invalidate or fo...
Recording systems for property play a pivotal, market-facilitating role for the players engaged in a...
(Excerpt) In 1993, the mortgage industry created the electronic database Mortgage Electronic Registr...
Despite the simple premise of the MERS System, opponents--or those simply trying to invalidate or fo...
In this article, I survey the state of the mortgage loan transfer system, the legal rules that gover...
In this article, I survey the state of the mortgage loan transfer system, the legal rules that gover...
The US is now in its forth year of a mortgage crisis in which over 3 million families have lost thei...
The US is now in its forth year of a mortgage crisis in which over 3 million families have lost thei...
As the ancient legal apparatus providing for the transfer of land creaks into the final quarter of t...
The purpose of this article is to describe how such a revolutionary change in the recording system c...