Financing problems of small and micro enterprises under digital Inclusive Finance

small and micro enterprises are the main body of Inclusive Finance and the main direction of its development. “Diffi cult and expensive fi nancing” has hindered the development of small and micro enterprises. Inclusive Finance is a fi nancial service that takes into account the common interests of banks and banks and can better meet the financing needs of small and micro enterprises. Taking Inclusive Finance as the breakthrough point, this paper focuses on the challenges faced by small and micro enterprises, such as the imperfect regulatory system, the turmoil of private fi nance, and the diffi culties in the development of the guarantee industry. Under the background of digital Inclusive Finance, the author puts forward solutions to the fi nancing problems of small and micro enterprises, so as to promote the healthy development of small and micro enterprises