This and the accompanying paper [Dau et al., J. Acoust. Soc. Am. 99, – (1996)] describe a quantitative model for signal processing in the auditory system. The model combines several stages of preprocessing with a decision device that has the properties of an optimal detector. The present paper compares model predictions for a variety of experimental conditions with the performance of human observers. Simulated and psychophysically determined thresholds were estimated with a three-interval forced-choice adaptive procedure. All model parameters were kept constant for all simulations discussed in this paper. For frozen-noise maskers, the effects of the following stimulus parameters were examined: signal frequency, signal phase, temporal positi...