COMMERCIAL BANKS AND PRIORITY SECTOR ADVANCES IN KARNATAKA – A STUDY

An attempt is made in this paper is to analyze the commercial banks role in priority sector advances in the state of Karnataka. Commercial banks in Karnataka have achieved remarkable success in spreading bank offices to the remote rural areas. However, there is need to open much more bank branches to reducing block-wise-disparities in terms of banking presence in the district, the same opinion suggested by Dr. D.M. Nanjundappa committee also. The performance under priority sector lending has been noteworthy even under banking sector reforms era also. Commercial banks advance to weaker sections since 1995-96 to 2005-06 years by has been increased gradually. Considering the various aspects of commercial banking development in Karnataka, it will be appropriate to state that the banks have responded favourably to the social objectives laid before the banking industry by the national planners