Analysis of Movable Assets Financing with a Loan or Lease

This work deals with an analysis of loan and leasing as the main forms of financing particular movable assets for a natural person. The first part of this work explains the theoretical basis of methods of acquisition, then the analytical part follows on with the market research containing price quotes of several financial institutions exploring financial benefits and disadvantages of purchasing a vehicle as a natural person either by loan or by leasing. The data are compared among themselves and evaluated acording to the outcome of financial analysis based on financial-mathematical methods. The result helps a natural person to decide what kind of funding is superior to use to acquire a vehicle