ANALISIS KINERJA BANK UMUM KONVENSIOANAL YANG TERDAFTAR DI BURSA EFEK INDONESIA

Industri perbankan ialah sektor penting dalam perekonomian.  Untuk mengetahui bank dalam kondisi baik atau buruk dapat dilihat bagaiamana  kinerja keuangan bank tersebut. Kinerja keuangan menggambarkan sejauh mana bank dalam menjalankan kegiatan operasionalnya. Tujuan penelitian ini untuk menganalisis pengaruh variabel Capital Adequacy Ratio, Dana Pihak Ketiga, Non Performing Loan dan Debt to Equity Ratio terhadap Profitabilitas bank yang diukur menggunakan Return On Assets sebagai proksi dari kinerja keuangan bank. Populasi penelitian ialah seluruh bank umum konvensional yang tercatat di Bursa Efek Indonesia selama periode 2017-2020. Teknik analisis yang digunakan adalah analisis regresi linear berganda. Hasil analisis menunjukkan secara simultan variabel independen berpengaruh signifikan terhadap variabel dependen. Secara parsial capital adequacy ratio tidak mempunyai pengaruh terhadap return on asset, dana pihak ketiga dan debt to equity ratio berpengaruh positif terhadap return on asset, non performing loan berpengaruh negatif terhadap return on assetThe banking industry is one of the important sectors in the economy. To discover whether a bank is in good or bad condition, it can be seen how the bank's financial performance. The bank's financial performance describes the extent to which the bank is performing its operational activities. This study analyzes the effect of Capital Adequacy Ratio, Third Party Funds, Non-Performing Loans and Debt to Equity Ratio on bank profitability as measured using return on assets as a proxy for bank financial performance. The population of this study is all conventional commercial banks listed on the Indonesia Stock Exchange during the 2017–2020 period. The analysis technique was multiple linear regression analysis. The results of the analysis show that simultaneously the independent variables simultaneously have a significant effect on the dependent variable. Partially, the capital adequacy ratio has no effect on return on assets, third party funds and debt to equity ratios have a positive effect on return on assets, non-performing loans have a negative effect on return on assets