Analisis Tingkat Kesehatan Bank Dengan Menggunakan Metode Rgec (Risk Profile, Good Corporate Governance, Earnings, Capital) Pada PT. BPR Cempaka Wadah Sejahtera Pekanbaru

This study aims to determine the condition of the bank's soundness level by using the assessment of the RGEC approach (Risk Profile, Good Corporate Governance, Earning, Capital). The subject in this study is PT. BPR Cempaka Wadah Sejahtera Pekanbaru while the object of this research is the financial report of PT. BPR Cempaka Wadah Sejahtera and the report on the Implementation of GCG Self Assessment Period 2016-2020. This type of research is descriptive research with a quantitative approach. The results of this study indicate that PT. BPR Cempaka Wadah Sejahtera for the 2016-2020 period as measured by the RGEC method is in fairly healthy condition. This can be seen from the results of the NPL assessment with an unhealthy rating, the LDR assessment getting a fairly healthy rating, the GCG assessment getting a healthy rating, the ROA assessment getting a very healthy rating and the CAR assessment getting a very healthy rating. . This reflects that PT. BPR Cempaka Wadah Sejahtera is quite capable of dealing with the negative impacts of changes in business conditions that may occur