Effect of Credit Utilization on Output of Rural Youth Rice Farmers in Shiroro Local Government Area, Niger State

The study aimed at examining the effect of loan utilization on the output of youth rice farmers in Shiroro Local Government Area of Niger State. The specific objectives are to determine the socio-economic characteristics of the respondents, determine whether there is significant difference in output of the beneficiaries and non beneficiaries and compare the mean output of the youth farmers with and without credits facilities. To achieve the study objectives, 100 respondents  from 10 wards  was used for data collection. The collected data analyzed using simple descriptive statistics and T-test was used to compare the mean output of credit beneficiaries and non- beneficiaries. The study revealed a significant difference in the mean output of rice farmers who utilize loan (1,375kg/h) with those without credit which was (275kg/ha) (t-cal=18.44,p