Pengaruh Capital Adequacy Ratio, Non Performing Loan, Loan To Deposit Ratio, Dan Bopo Terhadap Return On Assets Di Bank Umum Swasta Nasional

This study aims to examine the effect of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), and BOPO on Return On Assets (ROA). The population and sample used in this study are National Private Commercial Banks registered with the Financial Services Authority for the period 2017-2021 with a total of 32 companies. This study uses secondary data using the financial statements contained on the website of each bank. The sampling technique used is purposive sampling. The analytical technique used is multiple regression analysis using SPSS 24 as data processing software. The results of this study indicate that the Capital Adequacy Ratio and Loan to Deposit Ratio have no effect on Return On Assets, while Non-performing Loans, and Operating Costs of Operating Income have an effect on Return On Assets