The Effect of Cloud Computing's Advantages and Components on Time Savings and Data Privacy for the Quality of Electronic Banking Services

Purpose: The study aims how the advantages and components of cloud computing affect time savings and data confidentiality to improve the standard of electronic banking services for private Iraqi commercial banks Theoretical framework: the purpose of the study to measure the benefits the Cloud computing and impact of the quality of electronic banking in services of saving time and confidentiality of data to know if we can serve bank customers in the future. Design/methodology/approach: The study relied on the descriptive approach through the use of a questionnaire tool to measure the relationship between the variables. Findings: The analysis revealed that, in both of its two dimensions, there is a statistically significant correlation between the advantages of cloud computing and the quality of electronic banking services. The two variables of the quality of electronic banking services and the components of cloud computing are statistically significantly correlated. Research, Practical & Social implications: The social repercussions of the benefits of the results of the study through the findings it’s; the most essential of which is to guarantee that the provided electronic banking service is as simple to use as possible. This removes the state of fear that could prevent some people from using electronic services because they lack the necessary knowledge. Originality/value: the value of the study's originality by measuring the relationship between the cloud computing and electronic banking services; this study is a subject which has not been reviewed in the literature previously in Iraqi environment