PENGARUH RISK BASED CAPITAL, PERTUMBUHAN PREMI DAN MEKANISME GOOD CORPORATE GOVERNANCE TERHADAP PROFITABILITAS INDUSTRI ASURANSI PERIODE 2019-2020

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh Risk Based Capital, Pertumbuhan Premi dan Mekanisme Good Corporate Governance terhadap Profitabilitas. Teknik sampling menggunakan purposive sampling pada seluruh perusahaan asuransi yang terdaftar di Otoritas Jasa Keuangan periode 2019-2020. Jenis data yang digunakan adalah data sekunder berupa laporan keuangan dan laporan tahunan perusahaan. Teknik analisis yang digunakan yaitu teknik analisis regresi data panel dengan metode Random Effect Model (Generalized Least Squares) yang diolah menggunakan software Eviews 12. Hasil penelitian menunjukkan bahwa Risk Based Capital berpengaruh terhadap profitabilitas, Pertumbuhan Premi tidak berpengaruh terhadap Profitabilitas dan Mekanisme GCG berpengaruh terhadap Profitabilits. Sedangkan secara simultan, Risk Based Capital, Pertumbuhan Premi dan Mekanisme GCG berpengaruh signifikan terhadap Profitabilitas. This study aims to determine and analyze the effect of Risk Based Capital, Premium Growth and Good Corporate Governance Mechanisms on Profitability. The sampling technique uses purposive sampling on all insurance companies registered with the Financial Services Authority for the period 2019-2020. The type of data used is secondary data in the form of financial statements and company annual reports. The analysis technique used is panel data regression analysis with the Random Effect Model (Generalized Least Squares) method which is processed using Eviews 12 software. The results show that Risk Based Capital has a significant effect on profitability, Premium Growth has no significant effect on Profitability and Mechanisms GCG has a significant effect on profitability. Meanwhile, simultaneously, Risk Based Capital, Premium Growth and GCG Mechanism have a significant effect on Profitability