Pengaruh Dana Pihak Ketiga, Loan To Deposit Ratio Dan Non Performing Loan Terhadap Jumlah Penyaluran Kredit Pada Bank Yang Terdaftar Di Bursa Efek Indonesia

ABSTRACT This research aims to determine the influence of third party funds, Loan to Deposit Ratio and Non Performing Loan to the amount of credit distribution in banks listed on the Indonesia Stock Exchange.The Data observed in the form of annual financial statements period 2016-2018. Analysis of the data used is multiple linear regression by conducting classic assumption tests and then hypothesis tests with coefficient of determination test, T test and F Test. The results of the discussion can be noted that 1) Variable third party funds (DPK), Loan Deposit Ratio (LDR) and Non Performing Loan (NPL) significantly affect the amount of credit distribution in banks listed on the Indonesia Stock Exchange. 2) Variable of third party funds (DPK), significant effect on the amount of credit distribution in banks listed on the Indonesia Stock Exchange. 3) Deposit Ratio (LDR) significantly affects the number of credit distribution in banks listed on the Indonesia Stock Exchange. 4) The Non-Performing Loan (NPL) has no significant effect on the number of credit distribution in banks listed on the Indonesia Stock Exchange. Keywords: Third party funds (DPK), Loan To Deposit Ratio (LDR), Non Performing Loan (NPL), Amount Of Credit Distribution ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh Dana Pihak Ketiga, Loan to Deposit Ratio dan Non Performing Loan terhadap jumlah penyaluran kredit pada bank yang terdaftar di bursa efek Indonesia. Data yang diamati berupa laporan keuangan tahunan periode 2016-2018. Analisis data yang digunakan yaitu regresi linear berganda dengan melakukan uji asumsi klasik lalu melakukan uji hipotesis dengan uji koefisien determinasi, uji T dan uji F. Hasil pembahasan dapat diketahui bahwa 1) Variabel Dana Pihak Ketiga (DPK), Loan Deposit Ratio (LDR) dan Non Performing Loan (NPL) berpengaruh signifikan terhadap jumlah penyaluran kredit pada bank yang terdaftar di Bursa Efek Indonesia. 2) variabel Dana Pihak Ketiga (DPK), berpengaruh signifikan terhadap jumlah penyaluran kredit pada bank yang terdaftar di bursa efek Indonesia. 3) Deposit Ratio (LDR) berpengaruh signifikan terhadap jumlah penyaluran kredit pada bank yang terdaftar di Bursa Efek Indonesia. 4) Non Performing Loan (NPL) berpengaruh tidak signifikan terhadap jumlah penyaluran kredit pada bank yang terdaftar di Bursa Efek Indonesia. Kata Kunci: Dana Pihak Ketiga (DPK), Loan To Deposit Ratio (LDR), Non Performing Loan (NPL), Jumlah Penyaluran Kredit