Pengaruh CAR, FDR, NPF, Dan BOPO Terhadap Profitabilitas Perbankan Syariah

The study aims to analyze the financial performance of sharia commercial bank during 2018-2021 using return on assets (ROA) approach. Measuring by capital adequacy ratio, financing deposit ratio, non-performing financing and operational efficiency ratio. Data analysis used quantitative descriptive method. Purposive sampling selected for this study were that the total sample of 7 (seven) Islamic banks and considered related to data, period, registered on the Financial Service Authority (OJK). The data obtained from annual report through the Islamic Bank official website. From the study results CAR, FDR, and NPF have no significant effect on profitability (ROA). BOPO has a significant effect on profitability (ROA)