PROSEDUR PEMBUKAAN DAN PENCAIRAN DEPOSITO PADA PT. BANK PEMBANGUNAN DAERAH JAWA TIMUR CABANG MALANG

PT. Bank Pembangunan Daerah Jawa Timur Cabang Malang is a company engaged in banking services and is one of the Badan Usaha Milik Daerah (BUMD) Provinsi Jawa Timur whose main activity is collecting funds from the public and channeling funds back to the community, one of which is deposit products. Time deposits or time deposits are deposits of third party funds in banks whose withdrawals can only be made within a certain period of time based on an agreement between the bank and the (prospective) customer concerned, withdrawals can be made using a bilyet giro or certificate of deposit. The research method used is a qualitative research method with interview and observation techniques. The results of this study are to determine the system and procedures for opening and disbursing deposits at PT. Bank Pembangunan Daerah Jawa Timur Cabang Malang