Pengaruh Tingkat Literasi Keuangan Terhadap Pengelolaan Keuangan Pada Pelaku UMKM di Kota Malang

This research aims to prove empirically the effect of financial literacy level on financial management of MSME actors in Malang City. The dependent variable in this study is Financial Management which is measured through planning, recording, reporting, and controlling. Independent variables are financial knowledge, investment knowledge, savings and loan knowledge and insurance knowledge. The data used are MSMEs in Lowokwaru District, Malang City, the data collection techniques used are questionnaires and observations. This test uses multiple linear regression method using SPSS (Statistical Program for Social Science) on 70 MSME actors. The test results prove that financial knowledge, investment knowledge, savings and loan knowledge, and insurance knowledge have an effect on financial management