Examining the Effect of Financial Management, Shopping Behavior on Financial Literacy among University Students

This study examines the effect of financial management and shopping behavior on financial literacy among Sultan Idris Education University students (UPSI), Malaysia. This study uses data collected through a survey questionnaire. The analysis method used in this study is quantitative, namely descriptive and inferential analyses. The correlation test results found that the financial literacy and financial management of UPSI students have a positive, strong, and significant relationship. While, the relationship between financial literacy and shopping behavior of UPSI students is positive, weak, and insignificant. At the same time, the relationship between financial management and the shopping behavior of UPSI students is positive, weak, and not significant. Regression analysis showed that financial management and shopping behavior could influence financial literacy simultaneously