Analisis Rasio Keuangan Dalam Menilai Kinerja Keuangan Pada PT. Pegadaian (Persero) Periode 2016-2020

This study aims to determine and analyze the financial performance of PT. Pegadaian (Persero) using the method of financial ratio analysis, namely liquidity ratios, solvency ratios, activity ratios, and profitability ratios. The approach used in this study is a quantitative descriptive approach. The data analysis technique used in this research is descriptive statistics. Data collection techniques in this research are documents study. In this study, the authors perform ratio calculations such as Liquidity Ratio, Solvency Ratio, Activity Ratio, and Profitability Ratio. The results obtained are for the financial performance of the liquidity ratio when measured by the Current Ratio shows very healthy results, when measured by the Cash Ratio shows unhealthy results and when measured by the Quick Ratio performance shows healthy results. The financial performance of the solvency ratio when measured by DER shows unhealthy results, when measured by the Ratio of Equity to Total Assets shows healthy results and when measured by DAR shows healthy results. The financial performance of the Activity ratio when measured by Inventory Turnover shows healthy results, when measured by TATO shows unhealthy results and when measured by Accounts Receivable Turnover shows very healthy results. Profitability ratio financial performance when measured by NPM shows healthy results, when measured by ROI shows unhealthy results and when measured by ROE shows healthy results