USPOREDBA PRAVNIH REGULATIVA INTERNET BANKARSTVA I NOVIH TEHNOLOGIJA PLAĆANJA : završni rad

U današnje vrijeme, tehnologija je toliko uznapredovala da se plaćanje odvija mrežno i beskontaktno. Razvojem interneta, razvili su se mnogobrojni načini plaćanja poput e-novčanika, virtualnih valuta i internet bankarstva. U ovom radu, opisane su i uspoređene tri vrste medija za plaćanje, internet bankarstvo, platforme za transakcije i mijenjanje novca, te virtualne valute. Naglasak je stavljen na pravnu regulaciju istih zbog sve bržeg rasta i razvoja virtualnih valuta kojeg ne prati pravno jedinstvo unutar Europske unije kao ni evoluiranje zakona koji bi regulirali pitanje virtualnih valuta u Europi, ali i u Republici Hrvatskoj.Nowadays, technology has advanced so much that payment takes place online and contactless. With the development of the internet, many payment methods such as e-wallets, virtual currencies and internet banking have emerged and developed. In this paper, three types of payment media, internet banking, platforms for transactions and money exchange, and virtual currencies are described and compared. Emphasis was placed on their law regulation due to the faster growth and development of virtual currencies, which is not accompanied by legal unity within the European Union, or the evolution of laws that would regulate the issue of virtual currencies in Europe and Croatia