Tanggung Jawab Hukum Dalam Pelaksanaan Perjanjian Pinjam Meminjam Uang Antara Koperasi Simpan Pinjam Pedesaan Bina Sejahtera Dengan Anggota

Savings and loan cooperatives are a type of cooperative whose activities are providing storage services and lending funds to cooperative members. The purpose of this study is to find out the process of the loan and loan agreement at the Bina Sejahtera Rural Savings and Loan Cooperative, the regulations and the rights and obligations of the parties after the loan agreement occurs and the legal responsibilities for the cooperative and its members in the event of default and unlawful acts. The research approach method is normative, because in this research what will be examined are legal principles, legal principles, and legal responsibility for the implementation of loan and loan agreements in cooperatives, with the type of research used is descriptive which describes thoroughly and systematically about the agreement. borrow and borrow money in savings and loan cooperatives. The data sources used are heritage research to find secondary data and field research to obtain primary data. The results show that the loan agreement can be implemented if the cooperative members meet the administrative and legal requirements, after they are fulfilled, the debtor must fill out a loan application form. Then, after an agreement is made by signing a loan agreement letter, a legal relationship arises to carry out rights and obligations. In carrying out the rights and obligations, one must comply with the applicable regulations in the loan and loan agreement at the Bina Sejahtera Rural Savings and Loans Cooperative. Legal liability arises because of an error made by one of the parties. The error can be based on default if one of the parties does not fulfill the rights and obligations or acts against the law if one of the parties violates the applicable regulations