Analisis Tingkat Kesehatan Bank Diukur dengan Metode RGEC (Risk Profil, Gcg, Earning, Capital) pada Bank BUMN Tahun 2021

This study aims to determine the soundness of state-owned commercial banks in 2021 by using the RGEC (Risk Profile, Good Corporate Governance, Earning, Capital) method according to the rules of the Financial Services Authority Number 04/POJK.03/2016. The variables used in this study are assessments. bank soundness level by using the RGEC method, the formula and criteria determined in accordance with Bank Indonesia Circular Letter Number 13/24/DPNP dated October 25, 2011 regarding the soundness level of commercial banks. The population in this study consisted of all state-owned commercial banks in 2021. Method the sampling used is a purposive sampling method whose criteria have been determined and then produces 5 samples.Based on the data collection method used in this study is a data collection technique by means of documentation.The documentation used is in the form of each financial report and financial data.Results of the study the soundness level of state-owned commercial banks at 2021 shows that Bank Negara Indonesia (BNI), Bank Rakyat Indonesia (BRI), State Savings Bank (BTN), and Bank Syariah Indonesia (BSI) received PK 2, namely "Healthy" while Bank Mandiri received PK-1 or "Very Healthy"