ANTESEDEN - KONSEKUENSI FINANCIAL TECHNOLOGY PADA UMKM DI KOTA PALEMBANG

This study aims to determine the influence of financial technology developments on the use of financial technology and the use of financial technology on business success by focusing on MSMEs that have used financial technology in their businesses. The data used is primary data. The sampling technique used was the purposive sampling method and obtained 57 MSMEs with a total sample of 57 samples. Data analysis techniques used in this study by conducting normality tests per model and hypothesis tests per model. The results of this study show that the development of financial technology has a significant influence on the use of financial technology even in a positive direction and the use of financial technology has a significant influence on business success in a positive direction. Keywords: Development of financial technology, Use of financial technology, MSME Business success