ANALISIS KEPUTUSAN PETANI DALAM PENGAMBILAN KREDIT SEKTOR PERTANIAN KECAMATAN LAMAKNEN KABUPAEN BELU

This study aims to analyze the decision of farmers in taking credit for farmers.The research model is quantitative using a questionnaire, and the resultscollected from respondents are processed using SPSS 21 software withdiscriminant analysis obtained the difference between the two groups of creditand non-credit farmers. The sample used is a probability sampling technique of125 respondents. This non-metric model is carried out to find out the decisionnot to take credit (0) as many as 55 respondents or 88.7% while as many as 7respondents or 11.1% e group taking credit (1). Meanwhile 52 respondents or82.5% of respondents in the group taking credit (1) and as many as 11respondents or 17.5% of respondents moving to the group not taking credit