Analysis Of Digital Financial Literacy And Its Applications To The Millennial Generation In Indonesia

This This study aims to analyze the level of digital financial literacy and financial behavior of the millennial generation in Indonesia. Digital financial literacy is defined as a person's knowledge and ability to manage digital finance. The research sample was 741 respondents spread across all regions in Indonesia. Data was collected by distributing questionnaires and testing using path analysis. The sampling method used stratified sampling. The results show that the level of digital financial literacy influences socio-economic factors and affects the financial behavior of the millennial generation in Indonesia, including; saving behaviour, spending behavior, and investment behavior