A Qualitative Analysis of the Challenges to the Islamic Banking

Islam's collective system of justice is based on equality and cooperation. Economy is of great importance in this system. That is why the regular rules and regulations for it have been beautifully mentioned in the Qur'an and Sunnah. Economists in the Muslim Periods have done much to promote the economic system based on these sharia principles. A beautiful aspect of this Islamic economic system is that Islamic banking is very important. Muslims have sincerely strived for its development, promotion and strengthening. Muslims face many difficulties in its evolutionary journey. These include the absence of the Central World Islamic Bank, the inappropriate attitude of some religious leaders, the non-cooperation of government agencies, the dual system of banks, unfamiliarity with Sharia in the business and business community, lack of good credit, discouragement, modern technicality in Islamic bankers. Lack of requirements, lack of skills, difficulties in implementing Mashraqa and Mudaraba, misunderstandings, lack of public awareness and lack of trained staff are notable. There is a need for a scientific analysis of the Challenges facing Islamic banks and their solutions. This article is written to meet this scientific need