Analisis Pengaruh Risiko Sistematis, Inflasi, Nilai Tukar, Dan Suku Bunga Terhadap Kinerja Perbankan (Studi Kasus Pada Perbankan Yang Terdaftar Di Bursa Efek Indonesia Tahun 2019-2021)

Abstract In the current pandemic conditions, the Indonesian economy is undergoing changes that create difficulties in recovery and defense, especially the banking sector which plays a role in helping to revive the Indonesian economy. Therefore, it is important to maintain banking liquidity in carrying out its main activities as an intermediary institution. This research data uses secondary data, with the application of quantitative methods. This type of research is an explanatory type, which explains the causal relationship between the independent and dependent variables. Based on the results of the study concluded that simultaneously, systematic risk, inflation, exchange rates, and interest rates as independent variables have a significant positive effect on banking performance. The results of the partial test show that inflation, exchange rates, and interest rates have a significant and positive effect on banking performance, but systematic risk has a significant and negative effect on banking performance. Hope for investors, companies, the government to continue to pay attention to information on economic changes, in order to strengthen them in making the right decisions. Keywords: Systematic Risk, Inflation, Exchange Rate, Interest Rate, and Banking Performanc