Analisa Peranan Bmt Dalam Meningkatkan Pendapatan Usaha Menengah Kecil (UMK) (Studi Kasus Koperasi Bmt Al Ittihad Rumbai Pekanbaru)

This research was conducted in Pekanbaru City, precisely at BMT AL Ittihad Rumbai Pekanbaru. The purpose of this study was to determine the income of Small and Medium Enterprises (UMK) / month before and after saving and borrowing at BMT AL Ittihad Syariah Rumbai Pekanbaru and also to determine the analysis of the role of BMT AL Ittihad Rumbai Pekanbaru on the income of Small and Medium Enterprises (UMK). The type of data used in this study is secondary data in the form of annual quantitative figures from 2018 to 2020 and the source of this data is obtained directly from BMT AL Ittihad Rumbai Pekanbaru. This study also uses primary data, namely identity data, total income, and other data obtained directly from Small and Medium Enterprises (UMK) respondents who do savings and loans at BMT AL Ittihad Rumbai Pekanbaru City. This research uses data analysis method with gross income formula, net income formula, and also the percentage increase in income formula. From the results of this study, it is known that: 1) it is known that the average gross income and net income of MSEs / month before and after saving and borrowing at BMT AL Ittihad Rumbai Pekanbaru City has increased. 2) The role of savings and loans at BMT AL Ittihad Rumbai Pekanbaru in increasing the income of Small and Medium Enterprises (UMK) in Pekanbaru has a percentage of 39.24%