Pengaruh Dana Pihak Ketiga, Biaya Operasional dan Pendapatan Operasional (BOPO), Non Performing Financing (NPF), dan Capital Adequacy Ratio (CAR) terhadap Tingkat Bagi Hasil Deposito Mudharabah

The purpose of this study was to determine the effect of third party funds, operating costs to operating revenues, non-performing financing, and the capital adequacy ratio on the profit sharing rate of mudharabah deposit. This study uses third party funds, operating costs to operating revenues, non-performing financing, and the capital adequacy ratio as independent variables and the profit sharing rate of mudharabah deposits as dependent variable. The sample in this study was 11 Islamic commercial banks with the time period used was 2017-2020. The technique used in this study uses multiple linear regression and assisted by SPSS. The type of data used is quantitative data. The results of this study indicate that third party funds and non-performing financing have an effect the rate of profit sharing for mudharabah deposits, while operating costs to operating revenues and capital adequacy ratios have no effect on the rate of profit sharing on mudharabah deposits