Pleasure craft insurance

Snažni razvoj nautičkog turizma na Jadranu, ali i u drugim dijelovima svijeta, donio je potrebu za osiguranjem plovila za razonodu. Osnovni izvor prava u osiguranju plovila za razonodu je ugovor o osiguranju kojim se osiguratelj obvezuje ugovaratelju osiguranja da će osiguraniku isplatiti osigurninu ukoliko nastane osigurani slučaj, a ugovaratelj osiguranja se obvezuje osiguratelju platiti premiju osiguranja. Pomorsko osiguranje pruža ekonomsku zaštitu od svakojakih opasnosti te određenu sigurnost upravljanjem plovila za razonodu. Osiguranje plovila, kao i osiguranje odgovornosti vlasnika plovila za razonodu uređeni su raznim propisima, zakonodavnim i autonomnim, kao što su Institutske klauzule za osiguranje jahti, koji poboljšavaju pravnu sigurnost u ovoj grani suvremenog pomorstva.The strong development of nautical tourism on the Adriatic, but also in other parts of the world, has brought the need to provide pleasure boats.The main source of rights in the insurance of pleasure craft i san insurance contract by which the insurer undertakes to the policyholder to pay the insured in the event of insurance, and the policyholder obliges the assured to pay insurance premiums. Maritime insurance provides economic protection from all kinds of dangers and a certain security by operating a pleasure boat. Vessel insurance, as well as the liability insurance of pleasure craft owners, is regulated by various regulations, legislative and autonomous, such as the Institute Yacht Clauses, which improve legal certainty in this branch of modern maritime affairs