The need for financial management counseling as a college and university student service

Year after year, thousands of eager, apprehensive, and frightened high school graduates become college freshmen. A common bond unites this diverse group. For all, college is a time to establish independence and demonstrate responsibility. Along with academic responsibilities and training for a career come personal responsibilities and training for life. It is important for students to establish good habits during these developmental years in preparation for their futures as college graduates exposed to the world of work and career professionals exposed to a series of lifetime changes and challenges. Even a top of the class graduate can only achieve so much without well developed personal skills such as stress management, time management, and money management. Even a high salaried professional can only succeed so far without practiced knowledge of financial management