Proposed Model Of Sharia Bank Share Ownership Through Waqf Funds

This paper aims to present a feasibility model for Sharia Bank Share Ownership through Waqf Funds as an alternative source of capital. This paper begins with the problem of the lack of capital stock for Islamic banks in Indonesia. Exploration is carried out through banking regulations by the Indonesian Financial Services Authority, sharia waqf laws and regulations by the Indonesian Waqf Board, and literature in the field of waqf. Sources of literature include the authentic foundations of the Qur'an and hadith, as well as secondary sources such as books, journal articles, and online sources, particularly the regulation of waqf by the authorities. Conclusions are drawn by analyzing several themes, confirmed through in-depth interviews and Focus Group Discussions with experts. This paper introduces Cash Waqf as a source of paid-in capital for Islamic banks, especially in Indonesia