PEMAHAMAN MAHASISWA TERHADAP PRODUK MUDHARABAH DAN MUSYARAKAH PADA PERGURUAN TINGGI ISLAM DI KOTA MALANG

Banks have an important role in the Indonesian economy, such as as a place to store money, exchange and trade money, control the circulation of money, credit, and remittances. Banks also have the task of distributing credit to business institutions or individuals in need. Mudharabah and musyarakah are interrelated contracts so that some people think that the meaning of these two contracts is the same. The study was conducted to determine the extent to which students understand mudharabah and musyarakah products. This study uses a descriptive quantitative approach. The data collection methods used were questionnaires and interviews, and the technique used for sampling was purposive sampling. The total population is 4471 students and the sample studied is 85 students. Test the validity of the results using the validity test and reliability test. The results of this study indicate that the understanding of Islamic college students in the city of Malang towards mudharabah and musyarakah products is very high, namely 51.6%. Some students also use the contract in their daily economic cycle