Liability and Insurance Protection for Farmers Who Have Income-Producing Recreational Facilities

Preface : As a source of side income, some farmers near cities are providing recreational facilities for the use of fee-paying guests. Additional liability is involved. The ordinary personal liability or "farmowner's" policy does not cover these income-producing recreational facilities. It covers only the basic farm operation. A farmer needs additional insurance on the side activities. This report discusses the liability involved in operating such recreational facilities and the type of insurance needed to provide financial protection against lawsuits arising from their use by fee-paying guests