Factors influencing internet banking adoption in South African rural areas.

M. Tech. Business Information SystemsThe Banking industry globally provides Internet banking in order to offer their customers easy access to banking services. In South Africa, the banking industry has developed into a mature sector that is well managed and uses most advanced risk-management systems in conducting business. The banks in South Africa, like their counter parts in other parts of the world offer Internet banking to customers. However, the majority of South Africans in rural areas do not adopt and use Internet banking despite its convenience, the availability of Internet banking Infrastructure, the effort of banks in promoting Internet banking awareness and Internet security. This research investigated factors which influence the adoption and use of Internet banking in the context of South African rural areas