ANALISIS JUMLAH PENDAPATAN BAGI HASIL DEPOSITO MUDHARABAH TERHADAP LABA BERSIH PADA BANK SYARIAH MANDIRI PERIODE 2016 – 2019

This research is useful to analyze the effect of the amount of revenue sharing from mudharabah deposits to Bank Syariah Mandiri's net profit. The results obtained from mudharabah deposit income are expected to affect the bank's net profit. Net income can be used to determine the ability of Islamic banks to manage their management, where when profits increase shows good management performance. The data used in this study are secondary data obtained from quarterly financial statements of Bank Syariah Mandiri for the period of 2016-2019. The analysis used is a simple linear regression analysis using the SPSS 24.0 program. The results of the regression test indicate that the independent variable, the amount of revenue sharing from mudharabah deposits, can significantly influence the dependent variable, namely bank net income. The significance value indicates a value of 0.015 smaller 0.05 and the result of the coefficient of determination shows a figure of 0.307, which means that the independent variable mudharabah profit-sharing revenue is able to explain the dependent variable bank net income of 30.7% and the rest is 69.3 % can be explained by other variables